The federal government has shut down. Here’s what it could mean for federal workers and lower-income families.

The U.S. federal government has shut down after Congress failed to reach a funding agreement beyond September 30, despite last-minute negotiations between congressional leaders and President Trump. Republicans support a "clean" short-term funding bill through November 21, while Democrats want to address expiring Affordable Care Act subsidies and reverse Medicaid changes from Trump's tax law. If not renewed, the ACA's Enhanced Premium Tax Credits will expire, potentially causing premium increases of over 75% for recipients.